Side-by-side · Q2 2026 data
Credit Union of the Rockies vs Horizons North Credit Union
Metric by metric
| Measure | Credit Union of the Rockies | Horizons North Credit Union |
|---|---|---|
| TellerScore | 53 | 67 (stronger) |
| Capital cushion | 61 (stronger) | 33 |
| Loan quality | 36 | 98 (stronger) |
| Earnings | 23 | 49 (stronger) |
| Funding & liquidity | 89 (stronger) | 87 |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 9th | 41st |
| Total assets | $113.3M | $136.2M |
| Deposits / shares | $100.6M | $125.1M |
| Capital ratio | 11.06% (stronger) | 8.31% |
| Problem loans | 1.92% | 0.05% (stronger) |
| Net charge-offs | 0.44% | -0.01% (stronger) |
| Return on assets | 0.08% | 0.73% (stronger) |
| Loans ÷ deposits | 71.2% (stronger) | 73.2% |
| Uninsured deposits | 11.0% | 6.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.7% | — |
Horizons North Credit Union has the higher TellerScore (67 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of the Rockies leads on 2 and Horizons North Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.