Side-by-side · Q2 2026 data
Crescent Bank vs Cusa Federal Credit Union
Metric by metric
| Measure | Crescent Bank | Cusa Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 57 | 66 (stronger) |
| Earnings | 100 (stronger) | 19 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 99th | 16th |
| Total assets | $1.1B | $30.6M |
| Deposits / shares | $880.1M | $27.4M |
| Capital ratio | 15.01% (stronger) | 9.91% |
| Problem loans | 1.28% | 1.02% (stronger) |
| Net charge-offs | -6.72% (stronger) | 0.83% |
| Return on assets | 8.34% (stronger) | -0.02% |
| Loans ÷ deposits | 43.7% (stronger) | 75.6% |
| Uninsured deposits | 3.2% | 0.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crescent Bank has the higher TellerScore (89 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Crescent Bank leads on 5 and Cusa Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.