Side-by-side · Q2 2026 data
Crescent Bank vs Internal Revenue Federal Credit Union
Credit union
Internal Revenue Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Crescent Bank | Internal Revenue Federal Credit Union |
|---|---|---|
| TellerScore | 89 | 89 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 57 | 93 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 99th | 87th |
| Total assets | $1.1B | $22.5M |
| Deposits / shares | $880.1M | $19.1M |
| Capital ratio | 15.01% (stronger) | 14.07% |
| Problem loans | 1.28% | 0.22% (stronger) |
| Net charge-offs | -6.72% (stronger) | 0.27% |
| Return on assets | 8.34% (stronger) | 1.18% |
| Loans ÷ deposits | 43.7% (stronger) | 47.9% |
| Uninsured deposits | 3.2% | 0.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Crescent Bank leads on 4 and Internal Revenue Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.