Side-by-side · Q2 2026 data
Crescent Bank vs Louisiana Central Credit Union
Metric by metric
| Measure | Crescent Bank | Louisiana Central Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 31 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 57 (stronger) | 30 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 99th | 1st |
| Total assets | $1.1B | $9.1M |
| Deposits / shares | $880.1M | $9.1M |
| Capital ratio | 15.01% (stronger) | -0.11% |
| Problem loans | 1.28% (stronger) | 2.10% |
| Net charge-offs | -6.72% (stronger) | 4.99% |
| Return on assets | 8.34% (stronger) | -11.34% |
| Loans ÷ deposits | 43.7% (stronger) | 69.6% |
| Uninsured deposits | 3.2% | 1.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crescent Bank has the higher TellerScore (89 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Crescent Bank leads on 6 and Louisiana Central Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.