Louisiana Central Credit Union (NCUA charter #61724) is based in Harahan, Louisiana. Its Q2 2026 call report shows $9.1M in total assets and $9.1M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Louisiana Central Credit Union scores 31/100, which we describe as low. That is higher than only 1% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 133rd. Its strongest component is problem-loan coverage (100/100; -1305.5%), and its lowest is earnings (0/100; -11.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (19 → 31), mostly because the problem-loan coverage component improved by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 26 |
| Q3 2024 | 30 |
| Q4 2024 | 25 |
| Q1 2025 | 24 |
| Q2 2025 | 19 |
| Q3 2025 | 21 |
| Q4 2025 | 30 |
| Q1 2026 | 28 |
| Q2 2026 | 31 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.57% |
| Q3 2024 | 10.03% |
| Q4 2024 | 9.73% |
| Q1 2025 | 9.30% |
| Q2 2025 | 7.24% |
| Q3 2025 | 7.21% |
| Q4 2025 | 5.19% |
| Q1 2026 | 0.32% |
| Q2 2026 | -0.11% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.45% |
| Q3 2024 | 6.06% |
| Q4 2024 | 6.38% |
| Q1 2025 | 6.06% |
| Q2 2025 | 6.22% |
| Q3 2025 | 3.65% |
| Q4 2025 | 1.54% |
| Q1 2026 | 1.23% |
| Q2 2026 | 2.10% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.43% |
| Q3 2024 | 0.06% |
| Q4 2024 | -0.64% |
| Q1 2025 | -1.63% |
| Q2 2025 | -5.45% |
| Q3 2025 | -3.85% |
| Q4 2025 | -5.19% |
| Q1 2026 | -19.88% |
| Q2 2026 | -11.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 31 | $9.1M | -0.11% | 2.10% | -11.34% | 69.6% |
| Q1 2026 | 28 | $9.6M | 0.32% | 1.23% | -19.88% | 68.9% |
| Q4 2025 | 30 | $9.8M | 5.19% | 1.54% | -5.19% | 69.7% |
| Q3 2025 | 21 | $10.2M | 7.21% | 3.65% | -3.85% | 73.1% |
| Q2 2025 | 19 | $10.4M | 7.24% | 6.22% | -5.45% | 78.9% |
| Q1 2025 | 24 | $10.7M | 9.30% | 6.06% | -1.63% | 83.1% |
| Q4 2024 | 25 | $10.6M | 9.73% | 6.38% | -0.64% | 90.0% |
| Q3 2024 | 30 | $11.2M | 10.03% | 6.06% | 0.06% | 88.9% |
| Q2 2024 | 26 | $11.5M | 9.57% | 5.45% | -0.43% | 89.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| District 08 Federal Credit UnionCredit union Alexandria, LA | 68 out of 100, Moderate | $9.0M | 13.7% | 1.73% | vs |
| Iberville Federal Credit UnionCredit union Plaquemine, LA | 67 out of 100, Moderate | $8.9M | 17.5% | 7.42% | vs |
| Shreveport Police Federal Credit UnionCredit union Shreveport, LA | 85 out of 100, Very strong | $8.7M | 17.2% | 0.68% | vs |
| Sewerage & Water Board Employees Federal Credit UnionCredit union New Orleans, LA | 55 out of 100, Moderate | $8.5M | 7.7% | 0.81% | vs |
| State Agencies Federal Credit UnionCredit union Shreveport, LA | 60 out of 100, Moderate | $8.4M | 37.5% | 3.42% | vs |
| New Orleans Clerk & Checkers Federal Credit UnionCredit union Metairie, LA | 79 out of 100, Strong | $8.2M | 21.1% | 1.54% | vs |
Deposit insurance
Is my money safe at Louisiana Central Credit Union?
Yes. Louisiana Central Credit Union is a federally insured credit union (NCUA charter #61724). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.5% of shares and deposits ($132K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is -0.11%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Louisiana Central Credit Union lists 1 office in 1 city. Most locations:
- Harahan, LA (1)
Identity & history
Profile
- Legal name
- Louisiana Central Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61724
- RSSD ID
- 929893
- Primary regulator
- State + NCUA
- Established
- 1942
- Headquarters
- 824 Elmwood Park Blvd., Ste 100, Harahan, LA 70123
- Employees
- 3
Quick answers
Louisiana Central Credit Union: common questions
Is Louisiana Central Credit Union NCUA insured?
Yes. Louisiana Central Credit Union is a federally insured credit union (NCUA charter #61724). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Louisiana Central Credit Union's TellerScore?
31 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Louisiana Central Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Harahan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |