Side-by-side · Q2 2026 data
Crescent Bank vs Onpath Federal Credit Union
Metric by metric
| Measure | Crescent Bank | Onpath Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 57 (stronger) | 55 |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 94 (stronger) | 76 |
| Peer percentile | 99th | 15th |
| Total assets | $1.1B | $1.5B |
| Deposits / shares | $880.1M | $1.2B |
| Capital ratio | 15.01% (stronger) | 10.04% |
| Problem loans | 1.28% (stronger) | 1.35% |
| Net charge-offs | -6.72% (stronger) | 1.15% |
| Return on assets | 8.34% (stronger) | 0.74% |
| Loans ÷ deposits | 43.7% (stronger) | 99.5% |
| Uninsured deposits | 3.2% (stronger) | 9.8% |
| Offices | 2 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Crescent Bank has the higher TellerScore (89 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Crescent Bank leads on 7 and Onpath Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.