Side-by-side · Q2 2026 data
Crescent Bank vs Riverland Federal Credit Union
Metric by metric
| Measure | Crescent Bank | Riverland Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 57 | 82 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 99th | 74th |
| Total assets | $1.1B | $319.7M |
| Deposits / shares | $880.1M | $248.1M |
| Capital ratio | 15.01% | 15.84% (stronger) |
| Problem loans | 1.28% | 0.55% (stronger) |
| Net charge-offs | -6.72% (stronger) | 0.66% |
| Return on assets | 8.34% (stronger) | 0.70% |
| Loans ÷ deposits | 43.7% (stronger) | 103.0% |
| Uninsured deposits | 3.2% (stronger) | 6.0% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.7% |
Crescent Bank has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Crescent Bank leads on 5 and Riverland Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.