Side-by-side · Q2 2026 data
Crossbridge Community Bank vs Athens Area Credit Union
Metric by metric
| Measure | Crossbridge Community Bank | Athens Area Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 81 | 84 (stronger) |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 80th | 75th |
| Total assets | $216.7M | $49.9M |
| Deposits / shares | $187.1M | $42.9M |
| Capital ratio | 13.14% | 13.35% (stronger) |
| Problem loans | 0.28% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.27% (stronger) | 1.25% |
| Loans ÷ deposits | 96.4% | 40.7% (stronger) |
| Uninsured deposits | 8.4% | 2.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Athens Area Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Crossbridge Community Bank leads on 3 and Athens Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.