Side-by-side · Q2 2026 data
Crossroads Bank vs Peoples State Bank of Hallettsville
Metric by metric
| Measure | Crossroads Bank | Peoples State Bank of Hallettsville |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 24 | 94 (stronger) |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 92 (stronger) | 81 |
| Problem-loan coverage | 71 | 98 (stronger) |
| Peer percentile | 34th | 53rd |
| Total assets | $380.7M | $395.6M |
| Deposits / shares | $345.4M | $359.1M |
| Capital ratio | 11.64% (stronger) | 10.11% |
| Problem loans | 2.29% | 0.18% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 2.56% (stronger) | 0.98% |
| Loans ÷ deposits | 60.9% | 45.0% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 32.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Peoples State Bank of Hallettsville has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 3 and Peoples State Bank of Hallettsville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hallettsville, TX