Side-by-side · Q2 2026 data
Crossroads Bank vs The MINT National Bank
Metric by metric
| Measure | Crossroads Bank | The MINT National Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 61 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 24 (stronger) | 7 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 92 (stronger) | 52 |
| Problem-loan coverage | 71 (stronger) | 57 |
| Peer percentile | 34th | 20th |
| Total assets | $380.7M | $388.9M |
| Deposits / shares | $345.4M | $306.5M |
| Capital ratio | 11.64% | 18.35% (stronger) |
| Problem loans | 2.29% (stronger) | 2.78% |
| Net charge-offs | 0.18% | -0.01% (stronger) |
| Return on assets | 2.56% (stronger) | 1.44% |
| Loans ÷ deposits | 60.9% (stronger) | 100.8% |
| Uninsured deposits | 21.2% (stronger) | 21.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Crossroads Bank has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 5 and The MINT National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.