Side-by-side · Q2 2026 data
Crossroads Bank vs Concora Wabash Federal Credit Union
Metric by metric
| Measure | Crossroads Bank | Concora Wabash Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 82 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 65 (stronger) | 36 |
| Funding & liquidity | 60 | 63 (stronger) |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 14th | 70th |
| Total assets | $616.1M | $1.2M |
| Deposits / shares | $548.8M | $904K |
| Capital ratio | 9.49% | 21.87% (stronger) |
| Problem loans | 1.41% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 1.13% (stronger) | 0.41% |
| Loans ÷ deposits | 82.0% (stronger) | 96.9% |
| Uninsured deposits | 31.0% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Concora Wabash Federal Credit Union has the higher TellerScore (82 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 3 and Concora Wabash Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.