Side-by-side · Q2 2026 data
Crossroads Bank vs First Federal Savings Bank
Metric by metric
| Measure | Crossroads Bank | First Federal Savings Bank |
|---|---|---|
| TellerScore | 57 (stronger) | 56 |
| Capital cushion | 45 (stronger) | 43 |
| Loan quality | 53 | 69 (stronger) |
| Earnings | 65 (stronger) | 59 |
| Funding & liquidity | 60 (stronger) | 36 |
| Problem-loan coverage | 78 | 84 (stronger) |
| Peer percentile | 14th | 13th |
| Total assets | $616.1M | $686.6M |
| Deposits / shares | $548.8M | $540.4M |
| Capital ratio | 9.49% (stronger) | 9.31% |
| Problem loans | 1.41% | 0.94% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 0.97% |
| Loans ÷ deposits | 82.0% (stronger) | 108.8% |
| Uninsured deposits | 31.0% | 28.4% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 1.8% |
Crossroads Bank has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 4 and First Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.