Side-by-side · Q2 2026 data
Crossroads Bank vs Midwest America Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Crossroads Bank | Midwest America Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 79 (stronger) |
| Capital cushion | 45 | 98 (stronger) |
| Loan quality | 53 | 70 (stronger) |
| Earnings | 65 | 66 (stronger) |
| Funding & liquidity | 60 | 68 (stronger) |
| Problem-loan coverage | 78 | 90 (stronger) |
| Peer percentile | 14th | 86th |
| Total assets | $616.1M | $1.0B |
| Deposits / shares | $548.8M | $846.4M |
| Capital ratio | 9.49% | 14.80% (stronger) |
| Problem loans | 1.41% | 0.90% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 1.13% | 1.14% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 92.2% |
| Uninsured deposits | 31.0% | 7.0% (stronger) |
| Offices | 7 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 9.2% |
Midwest America Federal Credit Union has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 2 and Midwest America Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.