Side-by-side · Q2 2026 data
Cse Federal Credit Union vs Essential Credit Union
Metric by metric
| Measure | Cse Federal Credit Union | Essential Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 50 |
| Capital cushion | 63 (stronger) | 41 |
| Loan quality | 61 (stronger) | 52 |
| Earnings | 45 (stronger) | 38 |
| Funding & liquidity | 89 (stronger) | 64 |
| Problem-loan coverage | 86 (stronger) | 72 |
| Peer percentile | 34th | 6th |
| Total assets | $446.2M | $434.2M |
| Deposits / shares | $400.1M | $362.4M |
| Capital ratio | 11.26% (stronger) | 9.06% |
| Problem loans | 1.16% (stronger) | 1.45% |
| Net charge-offs | 0.35% (stronger) | 0.93% |
| Return on assets | 0.63% (stronger) | 0.46% |
| Loans ÷ deposits | 71.2% (stronger) | 96.4% |
| Uninsured deposits | 6.4% | 5.9% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.0% | — |
Cse Federal Credit Union has the higher TellerScore (65 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Cse Federal Credit Union leads on 6 and Essential Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.