Side-by-side · Q2 2026 data
Cumberland County Federal Credit Union vs Coast Line Credit Union
Credit union
Cumberland County Federal Credit Union
Falmouth, Maine · $100 million – $1 billion
Metric by metric
| Measure | Cumberland County Federal Credit Union | Coast Line Credit Union |
|---|---|---|
| TellerScore | 68 | 94 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 70 | 93 (stronger) |
| Earnings | 60 | 79 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 45th | 95th |
| Total assets | $494.0M | $89.2M |
| Deposits / shares | $440.9M | $68.3M |
| Capital ratio | 10.10% | 19.06% (stronger) |
| Problem loans | 0.90% | 0.22% (stronger) |
| Net charge-offs | 0.14% | 0.01% (stronger) |
| Return on assets | 1.01% | 1.48% (stronger) |
| Loans ÷ deposits | 63.3% | 53.8% (stronger) |
| Uninsured deposits | 9.2% | 9.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Coast Line Credit Union has the higher TellerScore (94 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Cumberland County Federal Credit Union leads on 0 and Coast Line Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.