Side-by-side · Q2 2026 data
Cumberland County Federal Credit Union vs Dirigo Federal Credit Union
Credit union
Cumberland County Federal Credit Union
Falmouth, Maine · $100 million – $1 billion
Metric by metric
| Measure | Cumberland County Federal Credit Union | Dirigo Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 59 |
| Capital cushion | 51 | 51 |
| Loan quality | 70 (stronger) | 69 |
| Earnings | 60 (stronger) | 35 |
| Funding & liquidity | 97 (stronger) | 75 |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 45th | 19th |
| Total assets | $494.0M | $498.2M |
| Deposits / shares | $440.9M | $443.8M |
| Capital ratio | 10.10% | 10.13% (stronger) |
| Problem loans | 0.90% (stronger) | 0.93% |
| Net charge-offs | 0.14% (stronger) | 0.20% |
| Return on assets | 1.01% (stronger) | 0.37% |
| Loans ÷ deposits | 63.3% (stronger) | 84.9% |
| Uninsured deposits | 9.2% | 3.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.5% |
Cumberland County Federal Credit Union has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Cumberland County Federal Credit Union leads on 5 and Dirigo Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.