Side-by-side · Q2 2026 data
CUSB Bank vs Premier Bank
Metric by metric
| Measure | CUSB Bank | Premier Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 73 (stronger) | 45 |
| Loan quality | 78 (stronger) | 50 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 43 |
| Problem-loan coverage | 91 (stronger) | 77 |
| Peer percentile | 57th | 19th |
| Total assets | $812.1M | $826.5M |
| Deposits / shares | $699.3M | $671.7M |
| Capital ratio | 12.27% (stronger) | 9.55% |
| Problem loans | 0.65% (stronger) | 1.51% |
| Net charge-offs | 0.19% | -0.00% (stronger) |
| Return on assets | 1.53% | 2.24% (stronger) |
| Loans ÷ deposits | 90.7% (stronger) | 105.1% |
| Uninsured deposits | 32.5% | 25.8% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 15.7% |
CUSB Bank has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), CUSB Bank leads on 4 and Premier Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.