Side-by-side · Q2 2026 data
D. L. Evans Bank vs Education 1st Credit Union
Metric by metric
| Measure | D. L. Evans Bank | Education 1st Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 54 (stronger) | 49 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 74 (stronger) | 48 |
| Funding & liquidity | 83 (stronger) | 65 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 80th | 36th |
| Total assets | $3.7B | $61.9M |
| Deposits / shares | $3.2B | $55.6M |
| Capital ratio | 10.38% (stronger) | 9.94% |
| Problem loans | 0.26% | 0.05% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 1.34% (stronger) | 0.69% |
| Loans ÷ deposits | 56.4% (stronger) | 95.3% |
| Uninsured deposits | 30.1% | 6.9% (stronger) |
| Offices | 39 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
D. L. Evans Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), D. L. Evans Bank leads on 5 and Education 1st Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.