TellerScore

D. L. Evans Bank is a state-chartered bank headquartered in Burley, Idaho, in business for about 122 years. At the end of Q2 2026 it reported $3.7B in total assets and $3.2B in deposits, with 41 offices across 2 states.

Based on its Q2 2026 filing, D. L. Evans Bank scores 76/100, which we describe as strong. That is higher than 80% of 897 banks with $1 billion – $10 billion. Among 10 banks headquartered in Idaho, it ranks 4th. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is capital cushion (54/100; 10.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Tier 1 leverage ratio: 10.38%
Loan quality91/100
Noncurrent loans ÷ total loans: 0.26%
Earnings74/100
Return on assets (annualized): 1.34%
Funding & liquidity83/100
Loans ÷ deposits and uninsured-deposit share: 56.4% · 30.1% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (73 → 76), mostly because the earnings component improved by 13 points.

TellerScore
727476Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202472
Q4 202473
Q1 202573
Q2 202573
Q3 202573
Q4 202573
Q1 202676
Q2 202676
Tier 1 leverage ratio
5.00%7.69%10.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.09%
Q3 202410.02%
Q4 20249.96%
Q1 202510.08%
Q2 20259.97%
Q3 20259.93%
Q4 202510.00%
Q1 202610.15%
Q2 202610.38%
Noncurrent loans
0.21%0.26%0.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.31%
Q3 20240.26%
Q4 20240.21%
Q1 20250.26%
Q2 20250.23%
Q3 20250.21%
Q4 20250.23%
Q1 20260.25%
Q2 20260.26%
Return on assets
0.98%1.20%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20240.99%
Q4 20240.99%
Q1 20250.99%
Q2 20251.03%
Q3 20251.07%
Q4 20251.12%
Q1 20261.42%
Q2 20261.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$3.7B10.38%0.26%1.34%56.4%
Q1 202676$3.7B10.15%0.25%1.42%55.8%
Q4 202573$3.7B10.00%0.23%1.12%55.0%
Q3 202573$3.5B9.93%0.21%1.07%57.5%
Q2 202573$3.6B9.97%0.23%1.03%56.5%
Q1 202573$3.4B10.08%0.26%0.99%55.9%
Q4 202473$3.4B9.96%0.21%0.99%54.4%
Q3 202472$3.3B10.02%0.26%0.99%57.1%
Q2 202473$3.2B10.09%0.31%0.98%57.8%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.38%
47th
Total risk-based capital0.00%
13th
Problem loans0.26%
71st
Net charge-offs0.00%
75th
Return on assets1.34%
59th
Net interest margin3.39%
31st
Efficiency ratio51.5%
73rd
Loans to deposits56.4%
94th
Uninsured deposits30.1%
52nd
Loan-loss reserves1.41%
81st
Texas ratio1.3%
79th

Similar-size banks in Idaho

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of CommerceBank Ammon, ID78 out of 100, Strong$2.3B15.7%1.35%vs
Northwest BankBank Boise, ID61 out of 100, Moderate$1.5B16.6%3.79%vs
First Federal Savings Bank of Twin FallsBank Twin Falls, ID76 out of 100, Strong$1.4B10.4%0.01%vs
Idaho First BankBank Mccall, ID71 out of 100, Strong$1.4B10.5%0.05%vs

Deposit insurance

Is my money safe at D. L. Evans Bank?

Yes. D. L. Evans Bank is an FDIC-insured institution (FDIC certificate #11666). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.1% of deposits ($954.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

41 locations

Branches

D. L. Evans Bank lists 39 offices in 29 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
D. L. Evans Bank
Former names
D. L. Evans & Company, Bankers
Type
State-chartered bank
FDIC certificate #
11666
RSSD ID
543262
Primary regulator
FDIC
Holding company
D L Evans Bcorp
Established
August 29, 1904
Headquarters
375 N Overland Ave, Burley, ID 83318
Employees
448

Quick answers

D. L. Evans Bank: common questions

Is D. L. Evans Bank FDIC insured?

Yes. D. L. Evans Bank is an FDIC-insured institution (FDIC certificate #11666). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is D. L. Evans Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has D. L. Evans Bank ever failed?

There is no failure record for FDIC certificate #11666 in the FDIC failed bank list.

How many branches does D. L. Evans Bank have?

41 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Burley

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of CommerceBank Ammon, ID78 out of 100, Strong$2.3B15.7%1.35%vs
First Federal Savings Bank of Twin FallsBank Twin Falls, ID76 out of 100, Strong$1.4B10.4%0.01%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
KeyBank National AssociationBank Cleveland, OH63 out of 100, Moderate$188.6B9.9%0.86%vs
Mini-Cassia Empl. Credit UnionCredit union Burley, ID59 out of 100, Moderate$574K15.4%2.42%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs