Side-by-side · Q2 2026 data
Daniels-Sheridan Federal Credit Union vs Community 1st Federal Credit Union
Credit union
Daniels-Sheridan Federal Credit Union
Scobey, Montana · Under $100 million in assets
Credit union
Community 1st Federal Credit Union
Miles City, Montana · Under $100 million in assets
Metric by metric
| Measure | Daniels-Sheridan Federal Credit Union | Community 1st Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 58 |
| Capital cushion | 69 (stronger) | 61 |
| Loan quality | 50 (stronger) | 47 |
| Earnings | 25 | 51 (stronger) |
| Funding & liquidity | 91 (stronger) | 69 |
| Problem-loan coverage | 85 (stronger) | 77 |
| Peer percentile | 22nd | 19th |
| Total assets | $92.2M | $43.2M |
| Deposits / shares | $80.0M | $37.6M |
| Capital ratio | 11.92% (stronger) | 11.14% |
| Problem loans | 1.51% (stronger) | 1.60% |
| Net charge-offs | 0.10% (stronger) | 0.37% |
| Return on assets | 0.13% | 0.79% (stronger) |
| Loans ÷ deposits | 66.4% (stronger) | 91.4% |
| Uninsured deposits | 17.4% | 1.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Daniels-Sheridan Federal Credit Union has the higher TellerScore (60 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Daniels-Sheridan Federal Credit Union leads on 5 and Community 1st Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.