Side-by-side · Q2 2026 data
Danville State Savings Bank vs St. Ansgar State Bank
Metric by metric
| Measure | Danville State Savings Bank | St. Ansgar State Bank |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 74 (stronger) | 47 |
| Loan quality | 24 | 96 (stronger) |
| Earnings | 56 | 65 (stronger) |
| Funding & liquidity | 94 (stronger) | 59 |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 20th | 43rd |
| Total assets | $182.6M | $182.0M |
| Deposits / shares | $159.0M | $136.2M |
| Capital ratio | 12.38% (stronger) | 9.74% |
| Problem loans | 2.27% | 0.11% (stronger) |
| Net charge-offs | 1.12% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.13% (stronger) |
| Loans ÷ deposits | 66.6% (stronger) | 90.1% |
| Uninsured deposits | 12.7% (stronger) | 24.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Ansgar State Bank has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Danville State Savings Bank leads on 3 and St. Ansgar State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.