Side-by-side · Q2 2026 data
Deca Credit Union vs Greater Cincinnati School Credit Union
Credit union
Greater Cincinnati School Credit Union
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Deca Credit Union | Greater Cincinnati School Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 85 | 85 |
| Earnings | 89 (stronger) | 45 |
| Funding & liquidity | 75 | 86 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 89th | 74th |
| Total assets | $7.6M | $135.1M |
| Deposits / shares | $6.1M | $116.3M |
| Capital ratio | 18.92% (stronger) | 13.38% |
| Problem loans | 0.45% (stronger) | 0.46% |
| Net charge-offs | -0.01% (stronger) | 0.16% |
| Return on assets | 1.74% (stronger) | 0.62% |
| Loans ÷ deposits | 84.8% | 74.2% (stronger) |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deca Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Deca Credit Union leads on 5 and Greater Cincinnati School Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.