Greater Cincinnati School Credit Union is a non-federally insured state credit union headquartered in Cincinnati, Ohio. At the end of Q2 2026 it reported $135.1M in total assets and $116.3M in member shares and deposits, with 4 offices.
Based on its Q2 2026 filing, Greater Cincinnati School Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 63rd. Its strongest component is problem-loan coverage (95/100; 2.7%), and its lowest is earnings (45/100; 0.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (81 → 78), mostly because the earnings component weakened by 46 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 84 |
| Q4 2024 | 83 |
| Q1 2025 | 84 |
| Q2 2025 | 81 |
| Q3 2025 | 85 |
| Q4 2025 | 86 |
| Q1 2026 | 70 |
| Q2 2026 | 78 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.36% |
| Q3 2024 | 11.69% |
| Q4 2024 | 12.11% |
| Q1 2025 | 12.18% |
| Q2 2025 | 12.45% |
| Q3 2025 | 12.84% |
| Q4 2025 | 13.16% |
| Q1 2026 | 12.80% |
| Q2 2026 | 13.38% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.73% |
| Q2 2025 | 1.04% |
| Q3 2025 | 0.96% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.31% |
| Q2 2026 | 0.46% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.51% |
| Q3 2024 | 1.68% |
| Q4 2024 | 1.88% |
| Q1 2025 | 1.83% |
| Q2 2025 | 1.78% |
| Q3 2025 | 1.99% |
| Q4 2025 | 1.56% |
| Q1 2026 | -0.99% |
| Q2 2026 | 0.62% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $135.1M | 13.38% | 0.46% | 0.62% | 74.2% |
| Q1 2026 | 70 | $135.3M | 12.80% | 0.31% | -0.99% | 63.9% |
| Q4 2025 | 86 | $134.2M | 13.16% | 0.49% | 1.56% | 61.5% |
| Q3 2025 | 85 | $133.7M | 12.84% | 0.96% | 1.99% | 58.6% |
| Q2 2025 | 81 | $135.2M | 12.45% | 1.04% | 1.78% | 55.6% |
| Q1 2025 | 84 | $133.2M | 12.18% | 0.73% | 1.83% | 48.4% |
| Q4 2024 | 83 | $129.0M | 12.11% | 0.77% | 1.88% | 50.2% |
| Q3 2024 | 84 | $127.1M | 11.69% | 0.36% | 1.68% | 51.1% |
| Q2 2024 | 80 | $125.0M | 11.36% | 0.54% | 1.51% | 52.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pillar Credit UnionCredit union Marion, OH | 76 out of 100, Strong | $134.8M | 11.6% | 0.60% | vs |
| Treadwell Credit UnionCredit union Dayton, OH | 55 out of 100, Moderate | $134.2M | 9.0% | 0.87% | vs |
| Firefighters & Company Federal Credit UnionCredit union Dayton, OH | 57 out of 100, Moderate | $129.4M | 9.5% | 1.24% | vs |
| Community One Credit Union of OhioCredit union North Canton, OH | 80 out of 100, Strong | $129.3M | 13.0% | 0.62% | vs |
| Education First Credit Union, Inc.Credit union Columbus, OH | 54 out of 100, Below average | $145.7M | 10.0% | 2.13% | vs |
| Medina County Federal Credit UnionCredit union Wadsworth, OH | 88 out of 100, Very strong | $151.3M | 12.3% | 0.09% | vs |
Deposit insurance
Is my money safe at Greater Cincinnati School Credit Union?
Greater Cincinnati School Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Greater Cincinnati School Credit Union lists 4 offices in 2 cities. Most locations:
- Cincinnati, OH (3)
- Mason, OH (1)
Identity & history
Profile
- Legal name
- Greater Cincinnati School Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 96722
- RSSD ID
- 691994
- Primary regulator
- State + NCUA
- Headquarters
- 7221 Montgomery Rd, Cincinnati, OH 45236
- Employees
- 34
Quick answers
Greater Cincinnati School Credit Union: common questions
Is Greater Cincinnati School Credit Union NCUA insured?
Greater Cincinnati School Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Greater Cincinnati School Credit Union's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Greater Cincinnati School Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cincinnati
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH | 92 out of 100, Very strong | $30.8M | 18.2% | 0.82% | vs |
| Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH | 91 out of 100, Very strong | $46.8M | 20.3% | 0.52% | vs |
| Northern Kentucky Federal Credit UnionCredit union Highland Height, KY | 91 out of 100, Very strong | $43.1M | 14.0% | 0.29% | vs |
| Deca Credit UnionCredit union Cincinnati, OH | 90 out of 100, Very strong | $7.6M | 18.9% | 0.45% | vs |
| St. James Parish Credit UnionCredit union Cincinnati, OH | 90 out of 100, Very strong | $5.9M | 21.8% | 0.00% | vs |