Side-by-side · Q2 2026 data
Decatur Policemen Credit Union vs Carbondale Highway Credit Union
Credit union
Decatur Policemen Credit Union
Decatur, Illinois · Under $100 million in assets
Credit union
Carbondale Highway Credit Union
Carbondale, Illinois · Under $100 million in assets
Metric by metric
| Measure | Decatur Policemen Credit Union | Carbondale Highway Credit Union |
|---|---|---|
| TellerScore | 85 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 72 (stronger) | 51 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 77th | 89th |
| Total assets | $5.3M | $5.6M |
| Deposits / shares | $4.5M | $4.7M |
| Capital ratio | 14.99% | 15.59% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.58% | 0.40% (stronger) |
| Return on assets | 1.29% (stronger) | 0.76% |
| Loans ÷ deposits | 92.2% | 56.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carbondale Highway Credit Union has the higher TellerScore (90 vs 85). On the 6 directional measures above (where higher or lower is clearly better), Decatur Policemen Credit Union leads on 1 and Carbondale Highway Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.