Side-by-side · Q2 2026 data
Deer River Cooperative vs Nsp Credit Union
Metric by metric
| Measure | Deer River Cooperative | Nsp Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 97 (stronger) | 59 |
| Earnings | 52 (stronger) | 0 |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 42nd | 34th |
| Total assets | $31.4M | $35.1M |
| Deposits / shares | $28.1M | $27.1M |
| Capital ratio | 10.53% | 20.93% (stronger) |
| Problem loans | 0.08% (stronger) | 1.22% |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | 0.81% (stronger) | -0.56% |
| Loans ÷ deposits | 91.8% | 76.1% (stronger) |
| Uninsured deposits | 2.1% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deer River Cooperative has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Deer River Cooperative leads on 4 and Nsp Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.