Side-by-side · Q2 2026 data
Del-One Federal Credit Union vs P.S.E. & G. Nuclear Employees Federal Credit Union
Credit union
P.S.E. & G. Nuclear Employees Federal Credit Union
Hancocks Bridge, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Del-One Federal Credit Union | P.S.E. & G. Nuclear Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 58 | 79 (stronger) |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 45 (stronger) | 0 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 37th | 44th |
| Total assets | $983.2M | $10.0M |
| Deposits / shares | $858.3M | $8.7M |
| Capital ratio | 10.79% | 12.93% (stronger) |
| Problem loans | 0.63% | 0.24% (stronger) |
| Net charge-offs | 0.64% (stronger) | 1.20% |
| Return on assets | 0.62% (stronger) | -4.50% |
| Loans ÷ deposits | 84.0% | 35.8% (stronger) |
| Uninsured deposits | 8.1% | 0.0% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.8% | — |
P.S.E. & G. Nuclear Employees Federal Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Del-One Federal Credit Union leads on 2 and P.S.E. & G. Nuclear Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.