Del-One Federal Credit Union (NCUA charter #13919) is based in Dover, Delaware. Its Q2 2026 call report shows $983.2M in total assets and $858.3M in member shares and deposits and 14 offices.
Del-One Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 1,341 credit unions with $100 million – $1 billion. Among 15 credit unions headquartered in Delaware, it ranks 8th. Problem-loan coverage contributes the most (89/100, 5.7%); earnings contributes the least (45/100, 0.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (55 → 66), mostly because the capital cushion component improved by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 60 |
| Q4 2024 | 59 |
| Q1 2025 | 56 |
| Q2 2025 | 55 |
| Q3 2025 | 54 |
| Q4 2025 | 64 |
| Q1 2026 | 70 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.59% |
| Q3 2024 | 8.97% |
| Q4 2024 | 8.76% |
| Q1 2025 | 8.60% |
| Q2 2025 | 8.56% |
| Q3 2025 | 8.53% |
| Q4 2025 | 10.65% |
| Q1 2026 | 10.69% |
| Q2 2026 | 10.79% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.41% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.63% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.31% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.11% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.27% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.62% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $983.2M | 10.79% | 0.63% | 0.62% | 84.0% |
| Q1 2026 | 70 | $984.4M | 10.69% | 0.49% | 0.87% | 81.0% |
| Q4 2025 | 64 | $968.0M | 10.65% | 0.59% | 0.27% | 81.9% |
| Q3 2025 | 54 | $739.8M | 8.53% | 0.51% | 0.17% | 101.4% |
| Q2 2025 | 55 | $730.9M | 8.56% | 0.41% | 0.11% | 98.8% |
| Q1 2025 | 56 | $724.7M | 8.60% | 0.34% | 0.11% | 95.7% |
| Q4 2024 | 59 | $709.9M | 8.76% | 0.24% | 0.30% | 100.4% |
| Q3 2024 | 60 | $689.0M | 8.97% | 0.20% | 0.31% | 99.5% |
| Q2 2024 | 59 | $700.7M | 8.59% | 0.19% | 0.20% | 94.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Delaware
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dover Federal Credit UnionCredit union Dover, DE | 52 out of 100, Below average | $731.9M | 7.7% | 0.91% | vs |
| Tidemark Federal Credit UnionCredit union Seaford, DE | 83 out of 100, Strong | $468.5M | 14.4% | 0.33% | vs |
| Dexsta Federal Credit UnionCredit union Wilmington, DE | 59 out of 100, Moderate | $432.3M | 9.2% | 1.14% | vs |
| Community Powered Federal Credit UnionCredit union Bear, DE | 80 out of 100, Strong | $141.8M | 17.2% | 1.49% | vs |
| Delaware State Police Federal Credit UnionCredit union Georgetown, DE | 67 out of 100, Moderate | $138.1M | 11.3% | 1.28% | vs |
Deposit insurance
Is my money safe at Del-One Federal Credit Union?
Yes. Del-One Federal Credit Union is a federally insured credit union (NCUA charter #13919). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.1% of shares and deposits ($69.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.79%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
14 locations
Branches
Del-One Federal Credit Union lists 14 offices in 11 cities. Most locations:
- Newark, DE (3)
- Dover, DE (2)
- Bear, DE (1)
- Camden, DE (1)
- Dagsboro, DE (1)
- Georgetown, DE (1)
- Lewes, DE (1)
- Milford, DE (1)
- New Castle, DE (1)
- Smyrna, DE (1)
- Wilmington, DE (1)
HMDA 2025
Mortgage lending
In 2025, Del-One Federal Credit Union reported 1,121 home-loan applications under HMDA (LEI 549300KDVJICP5T5BD05): 510 originated ($64,600,000 total), 463 denied, and 63 withdrawn or closed by the applicant. Its denial rate on decided applications was 43.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Business Visa | 15.90% | $0 | $35 | 1.0% |
| Rewards Visa | 13.25% – 18.00% | $0 | $35 | 1.0% |
| Share Secured Visa | 15.90% | $0 | $35 | 1.0% |
| Student Rewards Visa | 13.25% – 18.00% | $0 | $35 | 1.0% |
Identity & history
Profile
- Legal name
- Del-One Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13919
- RSSD ID
- 186780
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- 270 Beiser Blvd, Dover, DE 19904
- Employees
- 216
Quick answers
Del-One Federal Credit Union: common questions
Is Del-One Federal Credit Union NCUA insured?
Yes. Del-One Federal Credit Union is a federally insured credit union (NCUA charter #13919). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Del-One Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Del-One Federal Credit Union have?
14 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Dover
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| County BankBank Rehoboth Beach, DE | 93 out of 100, Very strong | $696.4M | 15.4% | 0.30% | vs |
| Tidemark Federal Credit UnionCredit union Seaford, DE | 83 out of 100, Strong | $468.5M | 14.4% | 0.33% | vs |
| Century Savings BankBank Vineland, NJ | 81 out of 100, Strong | $634.8M | 13.2% | 0.00% | vs |
| The Queenstown Bank of MarylandBank Queenstown, MD | 77 out of 100, Strong | $729.5M | 11.6% | 0.12% | vs |
| P.S.E. & G. Nuclear Employees Federal Credit UnionCredit union Hancocks Bridge, NJ | 72 out of 100, Strong | $10.0M | 12.9% | 0.24% | vs |