Side-by-side · Q2 2026 data
Delta Bank vs Home Bank, National Association
Metric by metric
| Measure | Delta Bank | Home Bank, National Association |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 50 | 71 (stronger) |
| Loan quality | 65 | 68 (stronger) |
| Earnings | 97 (stronger) | 75 |
| Funding & liquidity | 54 (stronger) | 53 |
| Problem-loan coverage | 83 | 85 (stronger) |
| Peer percentile | 34th | 58th |
| Total assets | $632.0M | $3.6B |
| Deposits / shares | $558.5M | $3.1B |
| Capital ratio | 10.04% | 12.11% (stronger) |
| Problem loans | 1.04% | 0.95% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.93% (stronger) | 1.38% |
| Loans ÷ deposits | 84.3% (stronger) | 89.2% |
| Uninsured deposits | 34.5% | 31.2% (stronger) |
| Offices | 7 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.8% |
Home Bank, National Association has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Delta Bank leads on 3 and Home Bank, National Association on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.