Side-by-side · Q2 2026 data
Delta Bank vs Vickswood Federal Credit Union
Credit union
Vickswood Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Delta Bank | Vickswood Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 97 (stronger) | 69 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 34th | 95th |
| Total assets | $632.0M | $11.5M |
| Deposits / shares | $558.5M | $8.4M |
| Capital ratio | 10.04% | 25.81% (stronger) |
| Problem loans | 1.04% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.93% (stronger) | 1.22% |
| Loans ÷ deposits | 84.3% | 60.5% (stronger) |
| Uninsured deposits | 34.5% | 0.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vickswood Federal Credit Union has the higher TellerScore (94 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Delta Bank leads on 1 and Vickswood Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.