Side-by-side · Q2 2026 data
Delta Community Credit Union vs Georgia'S Own Credit Union
Metric by metric
| Measure | Delta Community Credit Union | Georgia'S Own Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 50 |
| Capital cushion | 76 (stronger) | 50 |
| Loan quality | 93 (stronger) | 62 |
| Earnings | 67 (stronger) | 0 |
| Funding & liquidity | 77 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 89th | 6th |
| Total assets | $9.1B | $4.2B |
| Deposits / shares | $8.0B | $3.6B |
| Capital ratio | 12.58% (stronger) | 9.99% |
| Problem loans | 0.22% (stronger) | 1.15% |
| Net charge-offs | 0.30% (stronger) | 2.84% |
| Return on assets | 1.17% (stronger) | -1.12% |
| Loans ÷ deposits | 83.7% (stronger) | 88.3% |
| Uninsured deposits | 7.1% (stronger) | 12.2% |
| Offices | 23 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.7% | — |
Delta Community Credit Union has the higher TellerScore (81 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Delta Community Credit Union leads on 7 and Georgia'S Own Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.