Side-by-side · Q2 2026 data
Delta County Federal Credit Union vs Northern Colorado Credit Union
Metric by metric
| Measure | Delta County Federal Credit Union | Northern Colorado Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 52 | 59 (stronger) |
| Loan quality | 76 (stronger) | 64 |
| Earnings | 59 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 42nd | 28th |
| Total assets | $72.8M | $76.3M |
| Deposits / shares | $65.2M | $67.9M |
| Capital ratio | 10.17% | 10.85% (stronger) |
| Problem loans | 0.73% (stronger) | 1.08% |
| Net charge-offs | 0.04% (stronger) | 0.21% |
| Return on assets | 0.99% (stronger) | 0.33% |
| Loans ÷ deposits | 33.5% (stronger) | 63.7% |
| Uninsured deposits | 3.2% (stronger) | 12.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Delta County Federal Credit Union has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Delta County Federal Credit Union leads on 6 and Northern Colorado Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.