Side-by-side · Q2 2026 data
Delta County Federal Credit Union vs Peoples Credit Union
Metric by metric
| Measure | Delta County Federal Credit Union | Peoples Credit Union |
|---|---|---|
| TellerScore | 71 | 89 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 76 | 95 (stronger) |
| Earnings | 59 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 42nd | 87th |
| Total assets | $72.8M | $75.0M |
| Deposits / shares | $65.2M | $60.0M |
| Capital ratio | 10.17% | 19.42% (stronger) |
| Problem loans | 0.73% | 0.16% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.20% |
| Return on assets | 0.99% | 1.57% (stronger) |
| Loans ÷ deposits | 33.5% (stronger) | 104.9% |
| Uninsured deposits | 3.2% | 2.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Delta County Federal Credit Union leads on 2 and Peoples Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.