Side-by-side · Q2 2026 data
Denver Fire Department Federal Credit Union vs Horizons North Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Denver Fire Department Federal Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 67 |
| Capital cushion | 92 (stronger) | 33 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 61 (stronger) | 49 |
| Funding & liquidity | 99 (stronger) | 87 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 94th | 41st |
| Total assets | $213.5M | $136.2M |
| Deposits / shares | $185.6M | $125.1M |
| Capital ratio | 14.15% (stronger) | 8.31% |
| Problem loans | 0.09% | 0.05% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.03% (stronger) | 0.73% |
| Loans ÷ deposits | 58.5% (stronger) | 73.2% |
| Uninsured deposits | 16.5% | 6.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Denver Fire Department Federal Credit Union leads on 4 and Horizons North Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.