Side-by-side · Q2 2026 data
Denver Fire Department Federal Credit Union vs Options Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Denver Fire Department Federal Credit Union | Options Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 41 |
| Capital cushion | 92 (stronger) | 20 |
| Loan quality | 97 (stronger) | 60 |
| Earnings | 61 (stronger) | 17 |
| Funding & liquidity | 99 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 71 |
| Peer percentile | 94th | 3rd |
| Total assets | $213.5M | $5.5M |
| Deposits / shares | $185.6M | $5.0M |
| Capital ratio | 14.15% (stronger) | 7.02% |
| Problem loans | 0.09% (stronger) | 1.20% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.03% (stronger) | -0.06% |
| Loans ÷ deposits | 58.5% (stronger) | 98.3% |
| Uninsured deposits | 16.5% | 2.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Denver Fire Department Federal Credit Union leads on 5 and Options Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.