Side-by-side · Q2 2026 data
Denver Savings Bank vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Denver Savings Bank | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 98 (stronger) | 74 |
| Earnings | 53 | 68 (stronger) |
| Funding & liquidity | 55 | 61 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 47th | 78th |
| Total assets | $250.6M | $251.7M |
| Deposits / shares | $186.9M | $209.6M |
| Capital ratio | 10.84% | 15.87% (stronger) |
| Problem loans | 0.05% (stronger) | 0.78% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 0.83% | 1.20% (stronger) |
| Loans ÷ deposits | 93.4% (stronger) | 99.2% |
| Uninsured deposits | 25.4% | 12.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Denver Savings Bank leads on 3 and Cedar Falls Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.