Side-by-side · Q2 2026 data
Department of Public Safety Federal Credit Union vs Encentus Federal Credit Union
Credit union
Department of Public Safety Federal Credit Union
Oklahoma City, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Department of Public Safety Federal Credit Union | Encentus Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 55 | 80 (stronger) |
| Earnings | 9 | 27 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 40th | 65th |
| Total assets | $25.3M | $21.4M |
| Deposits / shares | $21.2M | $17.8M |
| Capital ratio | 17.12% (stronger) | 17.05% |
| Problem loans | 1.36% | 0.60% (stronger) |
| Net charge-offs | 0.69% (stronger) | 1.82% |
| Return on assets | -0.28% | 0.18% (stronger) |
| Loans ÷ deposits | 60.4% | 39.7% (stronger) |
| Uninsured deposits | 2.3% | 1.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Encentus Federal Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Department of Public Safety Federal Credit Union leads on 2 and Encentus Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.