TellerScore

Headquartered in Oklahoma City, Oklahoma, Department of Public Safety Federal Credit Union is a federal credit union with $25.3M in total assets and $21.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

Department of Public Safety Federal Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 40% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 31st. Capital cushion contributes the most (100/100, 17.12%); earnings contributes the least (9/100, -0.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.12%
Loan quality55/100
Loans 60+ days delinquent ÷ total loans: 1.36%
Earnings9/100
Return on assets (annualized): -0.28%
Funding & liquidity100/100
Loans ÷ shares: 60.4% · 2.3% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (85 → 70), mostly because the loan quality component weakened by 37 points.

TellerScore
707886Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202486
Q1 202586
Q2 202585
Q3 202583
Q4 202583
Q1 202681
Q2 202670
Net worth ratio
7.00%12.06%17.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.15%
Q3 202415.43%
Q4 202415.78%
Q1 202515.80%
Q2 202515.93%
Q3 202515.66%
Q4 202515.95%
Q1 202616.84%
Q2 202617.12%
Delinquent loans (60+ days)
0.00%0.68%1.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.34%
Q3 20240.38%
Q4 20240.02%
Q1 20250.00%
Q2 20250.23%
Q3 20250.23%
Q4 20250.29%
Q1 20260.48%
Q2 20261.36%
Return on assets
-0.28%0.04%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.10%
Q3 20240.16%
Q4 20240.33%
Q1 20250.27%
Q2 20250.36%
Q3 20250.16%
Q4 20250.19%
Q1 20260.14%
Q2 2026-0.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$25.3M17.12%1.36%-0.28%60.4%
Q1 202681$26.0M16.84%0.48%0.14%58.4%
Q4 202583$27.4M15.95%0.29%0.19%56.6%
Q3 202583$27.8M15.66%0.23%0.16%54.9%
Q2 202585$27.4M15.93%0.23%0.36%55.2%
Q1 202586$27.4M15.80%0.00%0.27%56.8%
Q4 202486$27.3M15.78%0.02%0.33%57.2%
Q3 202482$27.6M15.43%0.38%0.16%59.0%
Q2 202480$27.8M15.15%0.34%-0.10%56.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.12%
66th
Problem loans1.36%
31st
Net charge-offs0.69%
21st
Return on assets-0.28%
14th
Loans to deposits60.4%
48th
Uninsured deposits2.3%
42nd
Loan-loss reserves0.00%
37th
Texas ratio4.0%
35th

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Energize Credit UnionCredit union Oklahoma City, OK72 out of 100, Strong$25.4M13.8%0.81%vs
Ok Members First Federal Credit UnionCredit union Tulsa, OK75 out of 100, Strong$24.4M14.9%0.72%vs
Ok Federal Credit UnionCredit union Bartlesville, OK85 out of 100, Very strong$26.4M15.8%0.60%vs
Encentus Federal Credit UnionCredit union Tulsa, OK80 out of 100, Strong$21.4M17.1%0.60%vs
Integris Federal Credit UnionCredit union Oklahoma City, OK73 out of 100, Strong$14.4M11.5%0.00%vs
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs

Deposit insurance

Is my money safe at Department of Public Safety Federal Credit Union?

Yes. Department of Public Safety Federal Credit Union is a federally insured credit union (NCUA charter #8890). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.3% of shares and deposits ($479K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Department of Public Safety Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Department of Public Safety Federal Credit Union
Type
Federal credit union
NCUA charter #
8890
RSSD ID
271789
Primary regulator
NCUA
Established
1953
Headquarters
3650 N Martin Luther King Ave, Oklahoma City, OK 73111
Employees
7

Quick answers

Department of Public Safety Federal Credit Union: common questions

Is Department of Public Safety Federal Credit Union NCUA insured?

Yes. Department of Public Safety Federal Credit Union is a federally insured credit union (NCUA charter #8890). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Department of Public Safety Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Department of Public Safety Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Oklahoma City

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma Federal Credit UnionCredit union Oklahoma City, OK91 out of 100, Very strong$198.9M20.2%0.24%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
Sooner State BankBank Tuttle, OK86 out of 100, Very strong$354.6M12.8%0.33%vs
U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK85 out of 100, Very strong$213.5M16.3%0.20%vs
Liberty National BankBank Lawton, OK84 out of 100, Strong$1.3B10.3%0.02%vs