Side-by-side · Q2 2026 data
Department of Public Safety Federal Credit Union vs Energize Credit Union
Credit union
Department of Public Safety Federal Credit Union
Oklahoma City, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Department of Public Safety Federal Credit Union | Energize Credit Union |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 55 | 73 (stronger) |
| Earnings | 9 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 40th | 44th |
| Total assets | $25.3M | $25.4M |
| Deposits / shares | $21.2M | $21.8M |
| Capital ratio | 17.12% (stronger) | 13.83% |
| Problem loans | 1.36% | 0.81% (stronger) |
| Net charge-offs | 0.69% | 0.04% (stronger) |
| Return on assets | -0.28% | 0.49% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 88.2% |
| Uninsured deposits | 2.3% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Energize Credit Union has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Department of Public Safety Federal Credit Union leads on 3 and Energize Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.