Headquartered in Oklahoma City, Oklahoma, Energize Credit Union is a federally insured state-chartered credit union with $25.4M in total assets and $21.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.
Based on its Q2 2026 filing, Energize Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 29th. Its strongest component is problem-loan coverage (89/100; 5.6%), and its lowest is earnings (40/100; 0.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (74 → 72), mostly because the loan quality component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 65 |
| Q4 2024 | 66 |
| Q1 2025 | 70 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 72 |
| Q1 2026 | 77 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.16% |
| Q3 2024 | 11.66% |
| Q4 2024 | 11.87% |
| Q1 2025 | 11.92% |
| Q2 2025 | 12.57% |
| Q3 2025 | 13.09% |
| Q4 2025 | 13.47% |
| Q1 2026 | 13.50% |
| Q2 2026 | 13.83% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.32% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.39% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.23% |
| Q2 2026 | 0.81% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.63% |
| Q3 2024 | -0.59% |
| Q4 2024 | -0.57% |
| Q1 2025 | -0.04% |
| Q2 2025 | 0.30% |
| Q3 2025 | 0.41% |
| Q4 2025 | 0.30% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.49% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $25.4M | 13.83% | 0.81% | 0.49% | 88.2% |
| Q1 2026 | 77 | $25.7M | 13.50% | 0.23% | 0.39% | 85.5% |
| Q4 2025 | 72 | $25.6M | 13.47% | 0.62% | 0.30% | 87.2% |
| Q3 2025 | 74 | $26.4M | 13.09% | 0.39% | 0.41% | 83.2% |
| Q2 2025 | 74 | $27.1M | 12.57% | 0.19% | 0.30% | 82.8% |
| Q1 2025 | 70 | $28.2M | 11.92% | 0.12% | -0.04% | 80.3% |
| Q4 2024 | 66 | $28.4M | 11.87% | 0.12% | -0.57% | 81.1% |
| Q3 2024 | 65 | $29.1M | 11.66% | 0.25% | -0.59% | 81.2% |
| Q2 2024 | 64 | $28.3M | 12.16% | 0.32% | -0.63% | 87.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Department of Public Safety Federal Credit UnionCredit union Oklahoma City, OK | 70 out of 100, Strong | $25.3M | 17.1% | 1.36% | vs |
| Ok Members First Federal Credit UnionCredit union Tulsa, OK | 75 out of 100, Strong | $24.4M | 14.9% | 0.72% | vs |
| Ok Federal Credit UnionCredit union Bartlesville, OK | 85 out of 100, Very strong | $26.4M | 15.8% | 0.60% | vs |
| Encentus Federal Credit UnionCredit union Tulsa, OK | 80 out of 100, Strong | $21.4M | 17.1% | 0.60% | vs |
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| Integris Federal Credit UnionCredit union Oklahoma City, OK | 73 out of 100, Strong | $14.4M | 11.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Energize Credit Union?
Yes. Energize Credit Union is a federally insured credit union (NCUA charter #60994). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.2% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Energize Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Energize Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60994
- RSSD ID
- 270492
- Primary regulator
- State + NCUA
- Established
- 1967
- Headquarters
- Po Box 54309, Oklahoma City, OK 73154
- Employees
- 4
Quick answers
Energize Credit Union: common questions
Is Energize Credit Union NCUA insured?
Yes. Energize Credit Union is a federally insured credit union (NCUA charter #60994). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Energize Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Energize Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |