Side-by-side · Q2 2026 data
Derry Area Federal Credit Union vs Latrobe Federal Credit Union
Credit union
Derry Area Federal Credit Union
Derry, Pennsylvania · Under $100 million in assets
Credit union
Latrobe Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Derry Area Federal Credit Union | Latrobe Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 78 | 83 (stronger) |
| Earnings | 26 (stronger) | 9 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 38th | 32nd |
| Total assets | $13.9M | $14.1M |
| Deposits / shares | $12.2M | $12.5M |
| Capital ratio | 11.52% (stronger) | 11.22% |
| Problem loans | 0.67% | 0.50% (stronger) |
| Net charge-offs | 0.03% | -0.04% (stronger) |
| Return on assets | 0.16% (stronger) | -0.27% |
| Loans ÷ deposits | 45.0% | 24.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Derry Area Federal Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Derry Area Federal Credit Union leads on 4 and Latrobe Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.