Side-by-side · Q2 2026 data
Derry Area Federal Credit Union vs Mt Pleasant Area School Emp Federal Credit Union
Credit union
Derry Area Federal Credit Union
Derry, Pennsylvania · Under $100 million in assets
Credit union
Mt Pleasant Area School Emp Federal Credit Union
Mount Pleasant, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Derry Area Federal Credit Union | Mt Pleasant Area School Emp Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 97 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 26 | 86 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 38th | 98th |
| Total assets | $13.9M | $2.3M |
| Deposits / shares | $12.2M | $1.7M |
| Capital ratio | 11.52% | 25.40% (stronger) |
| Problem loans | 0.67% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.16% | 1.65% (stronger) |
| Loans ÷ deposits | 45.0% | 21.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt Pleasant Area School Emp Federal Credit Union has the higher TellerScore (97 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Derry Area Federal Credit Union leads on 0 and Mt Pleasant Area School Emp Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.