TellerScore

Headquartered in Mount Pleasant, Pennsylvania, Mt Pleasant Area School Emp Federal Credit Union is a federal credit union with $2.3M in total assets and $1.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1965.

Based on its Q2 2026 filing, Mt Pleasant Area School Emp Federal Credit Union scores 97/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 9th. Its strongest component is capital cushion (100/100; 25.40%), and its lowest is earnings (86/100; 1.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.40%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings86/100
Return on assets (annualized): 1.65%
Funding & liquidity100/100
Loans ÷ shares: 21.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (99 → 97), mostly because the earnings component weakened by 10 points.

TellerScore
9698100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202498
Q4 202499
Q1 202598
Q2 202599
Q3 2025100
Q4 202599
Q1 202698
Q2 202697
Net worth ratio
7.00%16.20%25.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.91%
Q3 202421.61%
Q4 202422.04%
Q1 202522.25%
Q2 202523.52%
Q3 202523.99%
Q4 202524.25%
Q1 202624.97%
Q2 202625.40%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.51%1.76%2.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.51%
Q3 20241.74%
Q4 20241.86%
Q1 20251.77%
Q2 20251.91%
Q3 20252.01%
Q4 20251.91%
Q1 20261.79%
Q2 20261.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202697$2.3M25.40%0.00%1.65%21.1%
Q1 202698$2.3M24.97%0.00%1.79%24.4%
Q4 202599$2.3M24.25%0.00%1.91%25.6%
Q3 2025100$2.3M23.99%0.00%2.01%27.5%
Q2 202599$2.3M23.52%0.00%1.91%30.2%
Q1 202598$2.4M22.25%0.00%1.77%30.5%
Q4 202499$2.3M22.04%0.00%1.86%32.1%
Q3 202498$2.3M21.61%0.00%1.74%31.5%
Q2 202496$2.5M19.91%0.00%1.51%31.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.40%
89th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.65%
88th
Loans to deposits21.1%
94th
Uninsured deposits0.0%
81st
Loan-loss reserves1.51%
87th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Mt Pleasant Area School Emp Federal Credit Union?

Yes. Mt Pleasant Area School Emp Federal Credit Union is a federally insured credit union (NCUA charter #17136). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.40%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mt Pleasant Area School Emp Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mt Pleasant Area School Emp Federal Credit Union
Type
Federal credit union
NCUA charter #
17136
RSSD ID
239583
Primary regulator
NCUA
Established
1965
Headquarters
505 N Church St, Mount Pleasant, PA 15666
Employees
1

Quick answers

Mt Pleasant Area School Emp Federal Credit Union: common questions

Is Mt Pleasant Area School Emp Federal Credit Union NCUA insured?

Yes. Mt Pleasant Area School Emp Federal Credit Union is a federally insured credit union (NCUA charter #17136). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt Pleasant Area School Emp Federal Credit Union's TellerScore?

97 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt Pleasant Area School Emp Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Mount Pleasant

InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
Westmoreland Water Federal Credit UnionCredit union Greensburg, PA97 out of 100, Very strong$23.5M18.9%0.12%vs
Firstenergy Choice Federal Credit UnionCredit union Greensburg, PA93 out of 100, Very strong$51.6M21.3%0.19%vs
Fayette Federal Employees Federal Credit UnionCredit union Uniontown, PA91 out of 100, Very strong$19.8M14.3%0.41%vs
Fayette County School Employees Credit UnionCredit union Uniontown, PA90 out of 100, Very strong$22.2M20.0%0.89%vs
United Community Federal Credit UnionCredit union West Mifflin, PA90 out of 100, Very strong$129.1M13.3%0.06%vs