Side-by-side · Q2 2026 data
Des Moines Fire Department Credit Union vs St. Ludmila S Credit Union
Credit union
Des Moines Fire Department Credit Union
Des Moines, Iowa · Under $100 million in assets
Metric by metric
| Measure | Des Moines Fire Department Credit Union | St. Ludmila S Credit Union |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 53 (stronger) |
| Earnings | 48 | 69 (stronger) |
| Funding & liquidity | 87 (stronger) | 84 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 40th | 62nd |
| Total assets | $3.4M | $372K |
| Deposits / shares | $2.5M | $260K |
| Capital ratio | 24.14% | 29.62% (stronger) |
| Problem loans | 2.04% | 1.41% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.70% | 1.22% (stronger) |
| Loans ÷ deposits | 73.4% (stronger) | 75.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Ludmila S Credit Union has the higher TellerScore (79 vs 70). On the 5 directional measures above (where higher or lower is clearly better), Des Moines Fire Department Credit Union leads on 1 and St. Ludmila S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.