Side-by-side · Q2 2026 data
Desco Federal Credit Union vs Oucu Financial Credit Union, Inc.
Metric by metric
| Measure | Desco Federal Credit Union | Oucu Financial Credit Union, Inc. |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 68 (stronger) | 65 |
| Loan quality | 83 (stronger) | 61 |
| Earnings | 59 (stronger) | 7 |
| Funding & liquidity | 93 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 68th | 12th |
| Total assets | $550.7M | $526.8M |
| Deposits / shares | $481.4M | $456.7M |
| Capital ratio | 11.77% (stronger) | 11.49% |
| Problem loans | 0.51% (stronger) | 1.17% |
| Net charge-offs | 0.12% (stronger) | 0.45% |
| Return on assets | 0.98% (stronger) | -0.32% |
| Loans ÷ deposits | 66.8% (stronger) | 91.1% |
| Uninsured deposits | 12.7% | 6.9% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desco Federal Credit Union has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Desco Federal Credit Union leads on 6 and Oucu Financial Credit Union, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.