Side-by-side · Q2 2026 data
Deseret First Federal Credit Union vs Wiremen'S Credit Union
Credit union
Deseret First Federal Credit Union
West Valley Cit, Utah · $1 billion – $10 billion
Metric by metric
| Measure | Deseret First Federal Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 60 | 92 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 56 | 63 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 25th | 92nd |
| Total assets | $1.3B | $40.6M |
| Deposits / shares | $1.1B | $33.5M |
| Capital ratio | 8.59% | 17.01% (stronger) |
| Problem loans | 0.75% | 0.11% (stronger) |
| Net charge-offs | 0.33% | -0.08% (stronger) |
| Return on assets | 0.89% | 1.07% (stronger) |
| Loans ÷ deposits | 90.1% | 51.9% (stronger) |
| Uninsured deposits | 11.3% | 0.0% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Deseret First Federal Credit Union leads on 0 and Wiremen'S Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.