Side-by-side · Q2 2026 data
Desert Financial Credit Union vs Arizona Financial Credit Union
Metric by metric
| Measure | Desert Financial Credit Union | Arizona Financial Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 71 (stronger) | 68 |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 64 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 88th | 79th |
| Total assets | $9.9B | $3.9B |
| Deposits / shares | $8.9B | $3.5B |
| Capital ratio | 12.10% (stronger) | 11.82% |
| Problem loans | 0.47% | 0.39% (stronger) |
| Net charge-offs | 0.29% (stronger) | 0.47% |
| Return on assets | 1.11% (stronger) | 0.66% |
| Loans ÷ deposits | 59.9% (stronger) | 61.5% |
| Uninsured deposits | 11.7% (stronger) | 11.8% |
| Offices | 51 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.1% | 27.9% |
Desert Financial Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Desert Financial Credit Union leads on 6 and Arizona Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.