Side-by-side · Q2 2026 data
Desert Rivers Federal Credit Union vs San Juan Credit Union
Metric by metric
| Measure | Desert Rivers Federal Credit Union | San Juan Credit Union |
|---|---|---|
| TellerScore | 50 | 62 (stronger) |
| Capital cushion | 34 | 89 (stronger) |
| Loan quality | 55 (stronger) | 23 |
| Earnings | 40 | 44 (stronger) |
| Funding & liquidity | 70 | 88 (stronger) |
| Problem-loan coverage | 74 | 80 (stronger) |
| Peer percentile | 6th | 24th |
| Total assets | $116.7M | $29.9M |
| Deposits / shares | $106.4M | $25.5M |
| Capital ratio | 8.44% | 13.93% (stronger) |
| Problem loans | 1.34% (stronger) | 2.31% |
| Net charge-offs | 0.77% (stronger) | 1.68% |
| Return on assets | 0.51% | 0.60% (stronger) |
| Loans ÷ deposits | 90.7% | 70.7% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 16.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Juan Credit Union has the higher TellerScore (62 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Desert Rivers Federal Credit Union leads on 3 and San Juan Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Blanding, UT