Side-by-side · Q2 2026 data
Desertview Federal Credit Union vs Education 1st Credit Union
Metric by metric
| Measure | Desertview Federal Credit Union | Education 1st Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 87 (stronger) | 49 |
| Loan quality | 37 | 98 (stronger) |
| Earnings | 73 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 49th | 36th |
| Total assets | $48.3M | $61.9M |
| Deposits / shares | $41.7M | $55.6M |
| Capital ratio | 13.69% (stronger) | 9.94% |
| Problem loans | 1.90% | 0.05% (stronger) |
| Net charge-offs | 0.36% (stronger) | 0.49% |
| Return on assets | 1.33% (stronger) | 0.69% |
| Loans ÷ deposits | 52.1% (stronger) | 95.3% |
| Uninsured deposits | 9.3% | 6.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desertview Federal Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Desertview Federal Credit Union leads on 5 and Education 1st Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.