Side-by-side · Q2 2026 data
Desertview Federal Credit Union vs Utah Power Credit Union
Metric by metric
| Measure | Desertview Federal Credit Union | Utah Power Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 87 | 87 |
| Loan quality | 37 | 91 (stronger) |
| Earnings | 73 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 49th | 96th |
| Total assets | $48.3M | $1.1B |
| Deposits / shares | $41.7M | $957.9M |
| Capital ratio | 13.69% | 13.72% (stronger) |
| Problem loans | 1.90% | 0.27% (stronger) |
| Net charge-offs | 0.36% | 0.08% (stronger) |
| Return on assets | 1.33% | 1.38% (stronger) |
| Loans ÷ deposits | 52.1% (stronger) | 58.0% |
| Uninsured deposits | 9.3% (stronger) | 22.4% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Power Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Desertview Federal Credit Union leads on 2 and Utah Power Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Huntington, UT