Side-by-side · Q2 2026 data
Desjardins Bank, National Association vs Miami Firefighters Federal Credit Union
Metric by metric
| Measure | Desjardins Bank, National Association | Miami Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 70 (stronger) | 56 |
| Funding & liquidity | 51 | 72 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 86th | 68th |
| Total assets | $362.1M | $189.2M |
| Deposits / shares | $292.9M | $165.1M |
| Capital ratio | 19.31% (stronger) | 12.52% |
| Problem loans | 0.31% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.25% (stronger) | 0.89% |
| Loans ÷ deposits | 91.4% | 83.8% (stronger) |
| Uninsured deposits | 30.6% | 18.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.8% |
Desjardins Bank, National Association has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Desjardins Bank, National Association leads on 5 and Miami Firefighters Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.